54 Used Cars Under 4 Lakh in Chennai - Buy Second Hand Cars Below 4 Lakh

Looking to buy a second-hand car in Chennai? You’re not alone. With over 4,000 verified listings and a booming resale market, Chennai is one of India’s top cities for used car buyers. This guide covers everything — from local trends and top models to RC transfer, pricing, and how to buy confidently on SIX Buy & Sell.

Chennai, often called the “Detroit of India,” is home to major automobile manufacturers like Hyundai, Ford, Renault-Nissan, and BMW. With a strong automotive ecosystem and rising urban mobility needs, the city has become a thriving market for second-hand cars.

Key Drivers of Growth:

• Affordability: Used cars cost 30–60% less than new ones.

• Quick availability: No waiting periods or delivery delays.

• Digital convenience: Platforms like SIX Buy & Sell offer verified listings, inspection reports, and direct seller contact.

• Diverse buyer base: From IT professionals in OMR to families in Anna Nagar, demand spans all segments.

According to CarDekho and CarTrade:

• Total listings: 4,421+ used cars

• Certified listings: 500+

• Price range: ₹42,000 to ₹50 lakh

• Top fuel types: Petrol (60%), Diesel (35%), CNG & Electric (5%)

• Popular brands: Maruti Suzuki, Hyundai, Honda, Tata, Mahindra, BMW, Audi

• Top models:

  • Maruti Swift – ₹3.45–₹8.73 lakh

  • Honda City – ₹1.53–₹12.20 lakh

  • Hyundai Santro Xing – ₹1.60–₹1.85 lakh

  • Mahindra XUV300 – ₹4.05–₹11.90 lakh

  • BMW X3 – ₹9.90–₹50 lakh

Chennai’s used car buyers are digitally savvy and value-conscious. According to Spinny’s Q2 2025 report:

• 80% of buyers purchase online

• 58% opt for car finance

• 70% are first-time buyers

• 26% are women buyers

• Average buyer age: 34

• Top body type: Hatchbacks (62%), followed by SUVs (20%) and sedans (15%)

• OMR & Velachery: Young professionals prefer automatic hatchbacks and compact SUVs.

• Anna Nagar & Adyar: Families opt for sedans and MPVs.

• T. Nagar & Mylapore: Budget buyers look for fuel-efficient hatchbacks.

• ECR & Nungambakkam: Luxury buyers explore BMW, Audi, and Mercedes-Benz.

SIX Buy & Sell is Chennai’s trusted platform for second-hand cars. It supports:

• C2C: Direct owner listings

• B2C: Dealer-inspected cars

• C2B: Sell your car to verified businesses

Features:

• Verified listings with inspection reports

• Smart filters: brand, model, fuel, gear, car type, seller type

• Direct contact via call or WhatsApp

• Test drive scheduling

• Secure documentation and RC transfer support

👉 Used cars by brand in Chennai
👉 Used cars by model in Chennai
👉 Automatic cars in Chennai
👉 Owner-listed cars in Chennai

Chennai’s used car prices vary widely based on brand, model year, fuel type, and location. Here’s a breakdown:

SegmentPrice RangePopular Models Budget Hatchbacks₹50,000 – ₹2.5 lakhAlto, Santro, Kwid Mid-Range Sedans₹2.5 – ₹6 lakhHonda City, Hyundai Verna Compact SUVs₹4 – ₹9 lakhBrezza, EcoSport, Nexon Premium SUVs₹10 – ₹20 lakhCreta, XUV700, Compass Luxury Cars₹20 lakh+BMW X1, Audi A4, Mercedes C-Class

👉 Browse used cars by price in Chennai

RC Transfer Process (Tamil Nadu RTO)

1. Documents Required:

   • Original RC

   • Form 29 & 30 (signed by buyer and seller)

   • Valid ID proof

   • Insurance copy

   • Pollution certificate

   • NOC (if under loan)

2. Steps:

   • Apply online via

   • Submit documents at Chennai RTO (Tondiarpet, Anna Nagar, etc.)

   • Pay transfer fee (~₹300–₹500)

   • Receive new RC in 15–30 days

Insurance Transfer

• Contact the insurer to endorse the new owner’s name

• Or buy a fresh policy via SIX’s partner network

• Monsoon care: Check tire tread, wipers, and underbody rust protection

• Heat protection: Use sunshades and coolant checks in peak summer

• Traffic wear: Inspect clutch, brakes, and suspension regularly

• Service frequency: Every 6 months or 5,000–7,000 km

SIX Buy & Sell also lists cars with recent service history and verified inspections.

AreaBuyer ProfilePreferred Cars OMR, VelacheryIT professionalsi20, Nexon, Amaze Anna Nagar, AdyarFamiliesCity, Ertiga, Creta T. Nagar, MylaporeBudget buyersAlto, Santro, Wagon R ECR, NungambakkamLuxury seekersBMW, Audi, Mercedes Tambaram, AvadiFirst-time buyersSwift, Figo, Baleno

👉 Used cars in Chennai by location

Perfect — let’s continue building your 10,000-word blog on second-hand cars in Chennai. Here are the next chapters, focusing on seller types, financing options, buyer testimonials, FAQs, and a strong SEO-optimized conclusion.

SIX Buy & Sell allows you to choose between owner-listed and dealer-listed second-hand cars in Chennai. Each has its advantages:

🔹 Owner-Listed Cars

• Direct negotiation

• Lower prices

• Transparent history
  👉 Owner-listed cars in Chennai

🔹 Dealer-Listed Cars

• Inspection reports

• Financing and warranty options

• Faster paperwork
  👉 Dealer cars in Chennai

SIX Buy & Sell supports EMI-based purchases through partnered lenders. You can:

• Apply for a loan directly on the listing page

• Choose tenure from 12 to 60 months

• Get approval within 24–48 hours

• Use EMI calculators to plan your budget

Documents required:

• PAN & Aadhaar

• Salary slips or bank statements

• Address proof

• Vehicle details

“I bought a used Honda City from a seller in Anna Nagar. SIX made the process smooth and transparent.” – Ramesh, Software Engineer, OMR
“Found a great deal on a Hyundai i20 in Velachery. The inspection report gave me full confidence.” – Priya, Marketing Executive, T. Nagar
“SIX helped me sell my Ford EcoSport in just 3 days. Great platform for both buyers and sellers.” – Arvind, Adyar

Q: What is the average price of a used car in Chennai?
A: ₹2.5–₹6 lakh for mid-range models; luxury cars start from ₹10 lakh.

Q: Can I buy a used car on EMI in Chennai?
A: Yes, SIX offers EMI options through partnered lenders.

Q: How long does RC transfer take in Chennai?
A: Typically 15–30 days via the local RTO.

Q: Are inspection reports available?
A: Yes, most dealer-listed cars come with verified inspection reports.

Q: Can I test drive before buying?
A: Yes, you can schedule a test drive directly with the seller.

Buying a second-hand car in Chennai is no longer a gamble. With SIX Buy & Sell, you get:

• Verified listings with inspection reports

• Smart filters by brand, model, fuel, gear, and seller type

• Direct contact with owners and dealers

• RC transfer and insurance support

• EMI and financing options

• Listings across Chennai — from OMR to Tambaram

Whether you’re a first-time buyer or upgrading to a premium SUV, SIX makes the journey smooth, transparent, and rewarding.

👉 Start your search now on SIX Buy & Sell Chennai